Jack Henry Integrations
VIP Partner integrations with Jack Henry's suite of core banking and digital platforms — Symitar, SilverLake, CIF 20/20, Core Director, and the Banno Digital Platform. Certified, in production, and maintained by Cotribute.
Symitar (Episys)
Full-featured integration with Jack Henry's Symitar core banking system. Supports both consumer and business account origination, loan applications, and advanced share and card management.
Capabilities
Individual & business membership creation · joint applicants & authorized signers · beneficial owners with percentage tracking · multiple share creation per application · debit card creation & configuration · PowerOn script execution · credit report ordering (ChexSystems, Experian).
Product compatibility
Consumer Account Opening · Consumer Loan Applications · Business Account Opening · Business Loan Applications · FraudGuard+ · BusinessGuard+ · EnterpriseGuard+ · AIA · AIC · AIR.
In production
34+ account opening configurations and 34+ loan application configurations running on Symitar today.
"Our initial results have been phenomenal — on average, $10,000 in new deposits per account opened and 70% reduction in processing time."
Banking cores via jXchange
SOAP 1.1 with WS-Security through Jack Henry's jXchange middleware — one certified connection pattern across three cores.
SilverLake
SOAP-based account and customer management for banks: account creation & inquiry, account beneficiary addition, customer creation & search, customer relationship management, identity verification, transfer processing, and cursor-based pagination.
In production: First Fidelity Bank, 4+ account opening configurations.
CIF 20/20
Account creation & inquiry, account beneficiary addition, customer creation & search, customer relationship management, identity verification, and transfer processing via jXchange.
In production: Multiple production deployments.
Core Director
Account creation & inquiry, account beneficiary addition, customer creation & search, customer relationship management, identity verification, and transfer processing via jXchange.
In production: Production deployments available.
Banno Digital Platform
Jack Henry's strategic digital banking platform serving 1,000+ banks and credit unions. Cotribute is a Banno Certified Partner, listed in the official directories.
SSO & member context
OpenID Connect (OIDC) SSO with OAuth 2.0 authorization code flow, member identity verification, session management, and access to member profile, account, and transaction history data.
Embedded plugins
Cotribute runs as an embedded plugin inside the Banno UI with deep linking from digital banking, institution-specific configuration, and a seamless user experience — no redirect to a foreign-feeling site.
Cross-sell & account services
Member context for personalization, product eligibility assessment, pre-filled application data, relationship-based recommendations, plus subshare creation for existing members — certificates, checking and savings sub-accounts, and card services.
Jack Henry SmartPay Vault
SOAP-based payment gateway integration for card and ACH payment processing during account funding: customer registration, account and card tokenization, ACH transactions, card payments, and transaction lookup. Supports ACH (checking, savings), Visa, MasterCard, Discover, and American Express. See Payments & Verification integrations for the full funding stack.
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See the platform live, or walk through your Symitar, SilverLake, or Banno environment with our integration team.