Results your peers are getting. Numbers you can verify.
Credit unions and community banks across the country run account opening, lending, and decisioning on Cotribute. Here is what happened at five of them — with the metrics, the timelines, and the people behind them.
Our clients are our biggest advocates.
With a Net Promoter Score of 90%, our partners consistently recommend Cotribute to their peers.
How we measured it: NPS surveyed in November 2024 across our client base — including institutions that have been Cotribute clients for 8+ years. We publish the date and cohort because a score without methodology isn't worth much.
Five institutions. Five sets of hard numbers.
Every outcome below is attributed, dated where measured, and backed by the institution that achieved it.
Capitol Credit Union of Texas
Needed to attract younger members and grow deposits beyond an aging base. With Cotribute on Jack Henry Symitar:
- $10K in new deposits per account opened
- 70% reduction in processing time
- 59% increase in new memberships
Credit Union 1
Set out to beat a 2.0% industry-average organic growth rate with an optimized digital account opening experience:
- 5X increase in new memberships vs. prior 6 months
- 4.6% organic growth — 2X+ the industry average
CPM Federal Credit Union
Struggled with fraud, manual review, and abandonment on their previous account opening platform. In 90 days with Cotribute:
- +32% new accounts opened
- –82% manual review effort via auto-decisioning
Nutmeg State Financial Credit Union
Faced rising fraud, low conversion, and operational strain from manual reviews. With Cotribute's Decision Intelligence:
- 97.6% of manual processing steps automated
- 89.5% of applications decisioned instantly
Red River Credit Union
Unified branch and online lending on Corelation KeyStone with Cotribute as the digital origination layer:
- +28% monthly loan applications, 12 months after go-live
- 83% completion rate on the highest-volume loan product
- 11 consumer loan products migrated to one workflow
What executives say after go-live
"Our initial results have been phenomenal — on average, $10,000 in new deposits per account opened and 70% reduction in processing time."
"They helped us launch an entire Online Account Opening (OAO) platform in 30 days."
"In my decades of leading credit unions, Cotribute is one of the best technology partners that I have experienced… best-in-class digital onboarding templates provide a 'Chime-like' experience."
"With Cotribute, we have the flexibility to select the capabilities we currently need, as well as the ability to adjust and configure the system to adapt to market changes."
"Cotribute's CAO product has revolutionized our account opening processes."
"Corelation's open architecture enables partners like Cotribute to bring next-level capabilities directly to our clients."
See what these results would look like at your institution.
Walk the same flows your peers launched — or bring us your numbers and we'll model the impact.